Please read these terms carefully before using HomeDepot Apply
Last updated: January 2025
Welcome to HomeDepot Apply ("we," "us," "our," or "Company"). These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and HomeDepot Apply regarding your use of our website, platform, services, and all relative features, content, and functionality (collectively, the "Service").
By accessing, browsing, or using HomeDepot Apply in any manner, including but not limited to submitting an application, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these Terms, you must immediately cease all use of the Service and exit the platform. Your continued use of the Service following any modifications to these Terms constitutes your acceptance of the updated Terms.
HomeDepot.com/applynow reserves the right to modify, update, or amend these Terms at any time without prior notice. We will notify users of significant changes by posting the updated Terms on our website with a revised "Last Updated" date. Your continued use of the Service after such modifications indicates your acceptance of the revised Terms.
To use HomeDepot Apply and submit a credit card application, you must:
By using the Service, you represent and warrant that you meet all of these eligibility requirements. If you do not meet these requirements, you are not authorized to use HomeDepot Apply, and you must immediately discontinue use of the platform.
You are solely responsible for maintaining the confidentiality of your account credentials, including your password and any authentication information. You agree to:
HomeDepot Apply is not responsible for any loss, damage, or unauthorized access resulting from your failure to maintain account security or your disclosure of account information to unauthorized parties.
You agree to provide accurate, truthful, and complete information during the application process and in your account profile. You further agree to:
Providing false or misleading information may result in immediate termination of your account, rejection of your application, and potential legal action. HomeDepot Apply reserves the right to verify any information you provide and may request additional documentation at any time.
You agree not to use HomeDepot Apply for any unlawful purpose or in any way that violates these Terms or any applicable laws and regulations. Specifically, you agree not to:
You agree to comply with all applicable federal, state, local, and international laws, statutes, ordinances, and regulations in connection with your use of HomeDepot Apply. This includes, but is not limited to, compliance with the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), the Equal Credit Opportunity Act (ECOA), and all other financial services regulations. You are solely responsible for ensuring that your use of the Service complies with all applicable laws in your jurisdiction.
All content on HomeDepot Apply, including but not limited to text, graphics, logos, images, audio clips, video clips, digital downloads, and data compilations, is the property of HomeDepot Apply or its content suppliers and is protected by international copyright laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes only. You may not reproduce, distribute, transmit, display, or perform any content without our prior written permission.
HomeDepot Apply provides the Service on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, whether express or implied, regarding the Service, including but not limited to:
We do not warrant that defects in the Service will be corrected or that the Service will meet your requirements. Your use of the Service is at your sole risk and discretion.
To the fullest extent permitted by applicable law, in no event shall HomeDepot Apply, its officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, including but not limited to:
This limitation applies regardless of the legal theory (contract, tort, strict liability, or otherwise) and whether or not HomeDepot Apply has been advised of the possibility of such damages. In no case shall our total liability exceed the amount you have paid to us in the twelve months preceding the claim.
You agree to indemnify, defend, and hold harmless HomeDepot Apply and its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:
HomeDepot Apply may contain links to third-party websites, applications, and services that are not operated by us. We are not responsible for the content, accuracy, or practices of these third-party services. Your use of third-party services is governed by their terms of service and privacy policies. We do not endorse any third-party services and are not liable for any damage or loss resulting from your use of such services.
HomeDepot Apply reserves the right to terminate or suspend your account and access to the Service immediately, without notice or liability, for any reason, including but not limited to:
Upon termination, your right to use the Service immediately ceases. Termination does not relieve you of any obligations or liabilities incurred prior to termination. Provisions of these Terms that by their nature should survive termination shall continue in effect.
Your use of HomeDepot Apply is also governed by our Privacy Policy, which is incorporated by reference into these Terms. The Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy. We are committed to protecting your data and comply with all applicable data protection laws, including the Fair Credit Reporting Act (FCRA) and other privacy regulations.
We implement industry-standard security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.
These Terms of Service shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law principles. Any legal action or proceeding arising under or related to these Terms shall be brought exclusively in the federal or state courts located in Delaware, and you consent to the jurisdiction and venue of such courts.
Before initiating any legal action, you agree to attempt to resolve any dispute through informal negotiation with our customer service team. If a dispute cannot be resolved informally within thirty (30) days, you may pursue formal legal remedies as permitted by law.
If you have any questions, concerns, or complaints regarding these Terms of Service or our Service, please contact us using the information provided below. Our customer service team is available 24/7 to assist you.
1-800-APPLY-NOW (1-800-277-5966)
Available 24/7
Monday - Sunday: 24 Hours
Holidays: Available
Note: Please allow 24-48 hours for a response to email inquiries. For urgent matters, please call our phone support line. We appreciate your patience and are committed to resolving your concerns promptly.
These Terms of Service, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and HomeDepot Apply regarding your use of the Service and supersede all prior and contemporaneous agreements, understandings, and negotiations, whether written or oral.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, the provision shall be severed. The remaining provisions shall continue in full force and effect.
The failure of HomeDepot Apply to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of HomeDepot Apply.
You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. Any attempted assignment in violation of this provision shall be void. HomeDepot Apply may assign these Terms without notice or consent.
Any notices or communications required or permitted under these Terms shall be in writing and shall be effective when delivered personally, sent by email, or sent by certified mail to the addresses provided by each party. You agree to accept notices sent to the email address associated with your account.
By accessing and using HomeDepot Apply, you acknowledge that:
If you do not agree to these Terms, do not use HomeDepot Apply. Your continued use of the Service constitutes your acceptance of these Terms.